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Discuss on mortgage from MortgageFit

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Mortgage forum to discuss latest trends in the mortgage sector.

Provider: MortgageFit
Feed Type: Informational
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Most recent items from this feed:

Do i qualify?
I just purchased a condo in March 2010 and would like to file for the first time home buyer credit. However, back in 2002 when my parents bought their house they put me on the deed as they had just moved to the US and couldn't get a loan on their own. I have put their home address as mine on the tax returns for 2007 and 2008 however I claimed the rent I paid to my parents and not as a home I owned. Do I still qualify for the first time home buyer credit? Thanks!
03/21/2010 08:18 AM

How do I get the current Deed of Trust...
How can I get a copy of the deed of trust for our property who's deed of trust is dated Sept 20, 2002 with First Mangus Financial Corp. At some time it was bought by Countrywide and now is being serviced by BofA? Buyer wants doc to indicate that the loan with First Mangus and Countrywide have been satisfied and no liens against property.
03/21/2010 08:18 AM

My son has a private student loan on which I cosigned and I pay. If I prove I make the payments does it have to be counted in his debt to income ratio for the mortgage?
My son has a private student loan on which I cosigned and I pay. If I prove I make the payments does it have to be counted in his debt to income ratio for the mortgage?...I have made all the payments on this loan .
03/21/2010 08:18 AM

What happens to the co-signer/
My sister-in-law and her husband have defaulted on their mortgage and my mother-in-law and father-in-law co-signed the loan for them. If the house goes into foreclosure,which may have already happened, what will happen to my in-laws? They'll be held responsible for the amount owed, correct? What happens if they can't pay it? I'm worried for my in-laws financial situation and their retirement! Thanks in advance for any help!
03/21/2010 08:18 AM

How do I add my wife to the deed without redoing my mortgage?
I live in Houston, How do I put my wife on the deed to our home without adding her to the mortgage?
03/21/2010 08:18 AM

Boyfriend wants off the title and mortgage
My boyfriend had bought a house with a friend a few years ago, and now he is ready to move in with me. But his friend is mad and won't cooperate. What does my boyfriend have to do in order to get the name off title and get off the loan? What if the friend doesn't qualify to refinance and have it in his name only? Does that mean my boyfriend can't get his name off the loan? Thanks
03/21/2010 08:18 AM

HELP
Filed BK myself. House was foreclosed in 2009 even though I did try to sell and is realtor still trying to sell realtor lost two buyers due to Country wide dragging their feet on short sale. It still sits empty. Filed BK last week. Now I get a letter from Country wide attornies asking for motion andquot; Relief from automatic stayandquot; in other words they dont want this home included in the bk. I havent lived there since foreclosure. Any ideas how to answer ths myself, I have 14 days and cant pa...
03/21/2010 08:18 AM


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