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Since, in most instances, the value of one's house, represents their single - biggest, financial asset, doesn't it make sense, to proceed, in the wisest possible manner, and be prepared, with relevant knowledge, etc? Most people depend upon, securing a MORTGAGE, in order to purchase, their part, of the so - called, American Dream, and, therefore, the more one knows, and understands, about the process, and necessities, After, more than a decade, as a Real Estate Licensed Salesperson, in the State of New York, I have observed, far too many, otherwise - qualified, potential buyers, ill - prepared, when it comes...
09/11/2019 06:20 PM
Why It's Important to Review Your Mortgage?
Be honest, how much time do you spend thinking about your mortgage? A mortgage is one of the biggest commitments of your life and usually, very little time is spent making sure it fits your personal situation. This is what it's time for a mortgage review.
09/03/2019 12:48 PM
5 Ways, Lower Rates, Will Probably Affect Real Estate
Although, we have been experiencing, one of the longest, prolonged period, of low - interest rates, and, thus, what's often, referred to, as cheap money, few individuals, seem to fully appreciate, what this means to the real estate market, and why! Very recently, the Federal Reserve, lowered interest rates, an additional 0.25%, so how might that affect, the overall market - place, and the essentials of the housing markets?
08/05/2019 03:18 PM
Borrowing, And Loans: 5 Key Areas, To Consider
In the vast majority of cases, individuals need to take advantage of mortgages, and/ or, other forms of financing, in order to be able to purchase, their home. Since, for most of us, the value of our house, represents our single - biggest, financial asset, wouldn't it be helpful, to proceed, in a more prepared, knowledgable manner, in order to make the process, simpler, easier, and far less stressful? One of the key factors, that, impacts the procedure of obtaining the needed and necessary funds, is ensuring, you optimize your credit - worthiness, to the best of your abilities/potential.
06/24/2019 03:38 PM
Mortgage Choices: Broker, Banker, Seller
Since, most people, use some sort of financing, primarily a mortgage, for a significant portion of their funding, for a house - purchase, doesn't it make sense, for them, to know, in advance, their options and alternatives, and potential sources, for doing so? While there are many types of mortgages, which are generally, classified, as either conventional ones, or adjustable, there are, also, many options, as to where, one might secure, the needed and necessary funding. The major options, are, using a broker, a banker, or seller financing.
06/06/2019 01:47 PM
How Long, Will Mortgage Rates, Stay, Low?
If we had workable, crystal balls, wouldn't it be easier to predict trends, and what, the future, would bring? However, since most have not found, their personal version of a reliable form of these, it might make sense, to better understand, some of the signs, and omens, which might be useful, in providing us, with more information, to make an informed - decision! One of these relevant issues, is, related to mortgage rates, and determining, whether/ if, and, for, how long, these interest rates, will remain, as low (or close), as they are, today.
05/30/2019 02:35 PM
When Should A Homeowner, Consider, Refinancing?: 4 Possibilities
From time, to time, many homeowners, consider, whether, it is the best time, to refinance, and replace their existing mortgages! Since interest rates, fluctuate, and nobody, has, a so - called, Crystal Ball, it makes far more sense, to seriously consider, and evaluate, when it might make, sense, to do so, and when to keep, what you presently have. A wise homeowner proceeds, wisely, in order to achieve, his best interests, and, with that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 4 important considerations, every homeowner should be aware of, and understand, in order...
05/13/2019 05:37 PM