San Diego Real Estate |
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Blog about San Diego Real Estate with market updates, new listings and tips on buying and selling.
Provider: Weichert Realtors Elite
Feed Type: Residential
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Most recent items from this feed:
5 Ways To Increase Your Chances Of Selling Your San Diego Home
Selling your home in a bad economy can be tough but here are 5 ways to improve your chances on getting your San Diego Home SOLD.
1. Create Curb Appeal - The first thing a buyer will see is the curb appeal of the home. Having a nice curb appeal will give a buyer a positive vibe about the home before even entering the home.
2. Remove Clutter - Having clutter will make the home feel small. A quick clean up can make a huge difference.
3. Light and Bright - During a showing or Open House, having the window blinds open and the lights on will show the home beatifully.
4. Easy To Show - Having access for buyers to view the home is important. With time restrictions, it can take away some buyers from seeing the home.
5. Pricing - Pricing the home right is very important. Over pricing your home will make it look like something is wrong with the home.
There isn't a guarantee that the home will sell so all you can do is put yourself in the best possible position to sell the home and hope for the best.
If you have any questions or would like to sell or buy a home, please leave a comment below, give me a call or click the Contact Tab up top. Thank you.
11/30/2011 04:29 PM
100% Financing!?!
A Blog about VA Loans by Shelly Heimer with The Lenders Group
VA guaranteed loans are made by lenders and quarantined by the U.S Department of Veterans Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan.
VA does not require a down payment and the borrower usually receives a lower interest rate than is ordinarily available with other loans.
Other benefits of a VA loan include:
Negotiable interest rate (IRRL)
Closing Cost Comparable – sometimes lower –than other financing types.
No private mortgage insurance
Right to prepay loan without penalties
Mortgage can be taken over (or “assumed”) by the buyer when a home is sold.
Counseling and assistance available to veteran borrowers having financial difficulty or facing default on their loan.
Although mortgage insurance is not required, the VA charges a funding fee to issue a guarantee to a lender against borrower default on a mortgage. The fee may be paid in cash by the buyer or seller, or it may be financed in the loan amount.
Veterans can apply for a VA loan with any mortgage lender that participates in the VA home loan program. A Certificate of Eligibility from the VA must be obtained to qualify for the loan.
If you are thinking about buying a home and have served in the Armed Forces call me (another veteran) to see if you qualify.
Shelly Heimer
619-574-4880 ext. 147
(please mention PaulCaparas.com)
10/21/2011 01:32 PM
Buyers Do Your Home Inspections
Home inspections are very important these days. I am not saying they weren't important before but with Short Sales and Bank Owned homes on the market, who knows what happened in those homes. Here's a quick explanation.
Short Sales - Typically when a home owner plans on Short Selling their home, the owner usually stops doing the common home maintenance because it wouldn't make sense for the owner to put more money into a house that they will lose.
Bank Owned Homes - Banks are exempt from some disclosures because they don't know the condition history of the home. Also some home owners might damage the home before leaving.
When you get into Escrow, the buyer usually has 17 days to do their inspections. Some Banks will only give you 7 or 10 days. Of course the amount of days depends what was negotiated in the contract. Either way, be prepared to get the home inspections.
If you have any questions, please let me know.
Quick Links: Search San Diego Homes For Sale - Search San Diego Bank Owned Homes For Sale
10/12/2011 03:51 PM
920 Sheridan Ave - Escondido Homes For Sale
I recently just listed a beautiful home in Escondido. Here is a quick description and some pictures.
Great opportunity for a 3 bedroom, 2 baths, 1,107 Sqft home in Escondido with a huge lot! The home features dual pane windows, vaulted ceiling in the living room, ceiling fans in the bedrooms, RV Parking, fruit tress and much more. The asking price for this home is only $240,000. If you have any questions or would like to preview the home, please let me know.
Paul Caparas - Broker Associate, Realtor 858-349-2390
Quick Link: Search Homes For Sale
09/27/2011 05:29 PM
Welcome to the New www.PaulCaparas.com
A few months ago I decided to upgrade www.PaulCaparas.com so San Diego Home Buyers and Sellers can easily navigate this site and get the information that they want. Now it is done, you are probably asking "whats new?". Well here is a list of the new features.
- New Design
- Cleaner look/format to easily navigate the site
- You can enlarge pictures on the listings details page
Regarding the Home Search Options (www.paulcaparas.com/idx/)
- Search by Subdivison (ex. 4S Ranch, Bernardo Heights, etc...)
- Search by Bank Owned
- Search by Short Sales
- Search by New Listings (ex. Listed Today, 1 Day ago, 7 Days ago, 30 Days ago)
- Search by only Active Homes
- Search by only Contingent Homes
Well I hope you will like the new site. If you have any quesitons, please let me know.
09/20/2011 04:33 PM
11156 Beaton Court - Mira Mesa Homes For Sale
I just listed 11156 Beaton Court in Mira Mesa I want to tell you about. Here are the details.
5 Bedrooms
2.5 Baths
2,138 Sqft
Stunning Mira Mesa home for sale featuring a recently remodeled kitchen and upgraded flooring downstairs. A huge backyard with fruit trees and a pool that is perfect for entertaining. Close to parks, schools, shopping, restaurants and more. All this plus beautifully situated on a cul-de-sac. Asking price is $479,000.
If you are interested or have any questions, please let me know.
Paul Caparas, 858-349-2390
07/11/2011 11:58 AM
San Diego Home Buying Contingency Period
Lets say you made an offer on a San Diego Home and then it gets accepted. Well that starts day 1 of Escrow as well as day 1 of the Contingency period. So how long is the Contingency Period you ask? By default on the California Residential Purchase Agreement, the Inspection, Appraisal and Loan Contingencies is 17 Days (also negotiable). So during those 17 days, the inspections will be done, disclosures will be reviewed, Appraisal will be done and the Loan will be fully approved. Now if a buyer won't be able to get a Loan, home doesn't Appraise or isn't satisfied with the condition of the home from the inspection or disclosures, the buyer may cancel the deal during the Contingency period and will be able to get their deposit back from Escrow as well as not paying any Liquidated Damages. But once the buyer removes Contingencies on day 17, if the buyer cancels, the buyer may pay Liquidated Damages.Need More Time? Now if a buyer needs more than 17 days, there is a Request for Extension form that can be sent to the seller and it will be up to the seller to agree to the Extension or not. If the seller agrees, great. If not, it is up to the buyer to either continue with the deal or cancel before the Contingency period is over.Is it Always 17 Days?Every home purchase has different terms so the Contingency Period maybe more or less than 17 days. For example, Bank Owned homes usually only give 5-10 days for the Inspection Contingency. Talk to your Realtor regarding the Contingency Period so you won't risk paying Liquidated Damages.
If you have any questions, please let me know. Thanks.
06/23/2011 11:57 AM
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