Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports
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HECM Occupancy Requirements & the 12-Month Absence Rule
Learn how HECM occupancy rules work, including the 12-month absence rule and how extended time away from home can affect your reverse mortgage.
Posted 24 December 2025 | 1:00 pm
HECM’s “Due and Payable” Triggers (and How to Avoid Them)
Learn what triggers a HECM reverse mortgage to become due and payable, how FHA rules work and practical steps to take to avoid repayment surprises.
Posted 23 December 2025 | 1:00 pm
Wyoming First-Time Home Buyer | Grants & Programs 2026
Everything you need to know as a Wyoming first-time home buyer, from home prices to loan options and grant programs.
Posted 22 December 2025 | 4:50 pm
Wisconsin First-Time Home Buyer | Grants & Programs 2026
Everything you should know as a first-time home buyer in Wisconsin, including loan programs, grants, and home buyer assistance.
Posted 22 December 2025 | 4:50 pm
West Virginia First-Time Home Buyer | Grants & Programs 2026
Everything you need to know as a West Virginia first-time home buyer, from home prices to loan options and home buyer assistance.
Posted 22 December 2025 | 4:50 pm
